Insights
Insights & Resources: Empowering Your Financial Intelligence
Our commitment to clarity extends to empowering you with knowledge. Explore curated insights designed to deepen your financial understanding and enhance your decision-making.
Beyond the 5% Frontier
Indian investors often limit their portfolios to the domestic market, which represents only 5% of the total global market capitalisation. Expanding globally is not about leaving India; it's about gaining exposure to the industries, innovations, and economies that drive the vast majority of global growth.
Compounding: Your Retirement Magic
Starting early is a game-changer for a comfortable retirement. An individual who begins investing just ₹5,000 per month at age 25 could accumulate over ₹2.7 crore by age 60, but delaying for just 10 years would require saving over three times more to reach a similar corpus.
Taxes: Your Unseen Expense
Smart tax strategies allow you to increase your "tax-adjusted returns," which means more of your hard-earned money stays with you to be reinvested and grow.
Emotions Cost You Returns
Behavioral biases can significantly reduce returns. The average investor's return is often 4% to 5% lower than the market's return due to emotional decisions like panic-selling and performance chasing. By understanding your risk tolerance, you can create a plan to stay the course, even during volatility.
Your Portfolio's Silent Drift
An unmonitored portfolio can silently drift from its intended risk level over time. For example, a 60/40 portfolio could unintentionally shift to an 80/20 allocation, exposing you to significant, unintended risk.
Beyond Money: A Better Life
A financial advisor provides a holistic plan that offers more than just wealth growth—it delivers improved financial discipline, comprehensive planning, and a deep sense of security, freeing you to focus on what truly matters.
Protect What Matters Most
Life insurance is a necessity, not a luxury. The majority of Indians are not covered by any form of life insurance, and those who are often have a sum assured of only about 8% of what is needed to protect their family from a financial shock after the primary earner's death.
Your Legacy, Your Rules
A financial advisor provides a holistic plan that offers more than just wealth growth—it delivers improved financial discipline, comprehensive planning, and a deep sense of security, freeing you to focus on what truly matters.